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Editorial Comment:
You need to review the terms of your road hazard policy. If this is one which is offered by a dealer, it may apply no matter what brand your buy, but it could still require you to purchase the replacement from the same dealer.
If the warranty were from the manufacturer, it likely specifies that they will give you an allowance to replace the tire with another one from the manufacturer.
Some independent policies, usually costly ones you have to pay extra for, may give you a cash compensation option.
Without seeing your specific policy it's impossible to say which might be the situation in your case.
TG