The financial collapse of 2009 almost erradicated my hopes of being able to retire with a modicum of dignity ...
Hopefully you will forgive me for writing about my personal
experiences for a bit, but since I'm not a politician, I won't pretend
to know what your problems are, or promise to make them go away.
The best I can do is relate what I have experienced and suggest that if
what I've faced is similar to your own challenges, my solutions might
work for you, too.
I may be a bit more fortunate than thousands of people with the way I weathered the financial collapse of 2009, but my good fortune has nothing to do with financial genius, inside information or even a superior education. What turned out to be my salvation was a hobby which I had been tinkering with over a number of years.
Like a good number of people, I reached retirement age in 2009 and had tried to organize my work and financial affairs to permit me to make a transition into a more relaxed and less demanding life style.
I was numbed by the plummeting of the stock market and the financial disasters which rocked the world during the late part of 2008 and early 2009 because I had been salting a great amount of my resources into investments which I believed would see me through my golden years.
I still can't bring myself to do an accurate accounting of how much of my nest-egg disappeared but, in global terms I know that after the major collapses started to quiet a bit, my total "wealth" (if you can still call it that) was less than half of what it was just a year before.
I felt that any ideas I had for retirement would simply have to be scaled down and possibly even put on hold indefinitely. Then, I realized that I had a hidden gold mine in my hobby!
This hobby of mine was actually producing an ever-increasing income which, by the end of 2009 was approaching levels that looked like it could compensate for much of the losses I had suffered during the financial melt down.
My hobby of several years turned out to be that proverbial silver
lining in the dark clouds that filled my skies and while this web site
is a manifestation of all this I'm not writing this to crow about my
good fortune nor to brag about how smart I was, but rather to show you
that this is something that you, too, might achieve, if you want
You see, I started and ran this web site as a hobby going back to
about 2004. Over that time, I've been through some major health
challenges, but have used this activity as a way of keeping my mind off
my burdens and to provide me with some entertainment that I could pick
up when I felt in the mood to, and leave aside whenever I had to.
Now, you may have noticed in various places around this web site,
references to Site Build It! (or SBI). Perhaps you may have even
wondered why I would be promoting my web-hosting service, or simply
concluded that it was a free hosting service which placed advertising
throughout to offset the service it was "giving-away."
To clarify this for you, I pay for SBI services, however, by promoting the use of their services I was able to offset the cost of what they charged me by receiving a commission on the occasional person who would decide to sign up for their own websites. When all the services which are included in SBI's package are added up and compared to other providers they do offer a reasonable deal. If a person were to follow my example and also promote SBI on their site, it is quite conceivable they, too, would end up with a full service web site which virtually pays for itself.
One of the very unique features of SBI which no other web host anywhere offers is an Action Guide which teaches users how to build a successful internet business.
They go to great pains to make it clear that what they teach is not a get-rich-quick scheme, but rather one that takes time and effort which will pay off handsomely if the process is followed.
The success of this web site is a testimony to this plan and process. For the first four years it managed to more or less finance itself through the occasional referral commission I received and I played around with my hobby, mostly doing things my own way, enjoying my association with the tremendous folks I became acquainted with in the process, but without really paying more than passing attention to the Action Guide.
I believe it was the financial crisis in the world that finally made me wake up an start to pay attention to what the SBI Action Guide teaches. I had personally met a number of SBI's "star performers" and knew from first hand knowlege that these people were honest, sincere and un-remarkable folks, just like you or I, but who had taken the SBI formula and put it into practice.
In early 2009, I saw this site start to earn over $100.00 a month on
a regular basis. I started applying more and more attention to
using the principles of the action guide and by the end of the 3rd
quarter had managed to double that income. In the first month of
the 4th quarter, the income had more than doubled again and continues
to grow unabated directly proportional to the amount of traffic it receives.
In the process explained in the Action Guide, it makes an analogy of a snowball rolling down a mountain side to describe how the growth of a business based on their modle will result. This is perfectly matched by my own experience. Four years of a very small hobby site which I played with from time to time. Then with some time and effort it started to increase in size and still needed some effort to get some velocity. Then, as both size and movement start, the snowball begins to move seemingly on its own. The chart below shows how visitor traffic to the site has grown during 2009.
I decided to tell my story because I believe it might help others
who find themselves in a situation similar to my own. I'm not
ashamed to reveal that I
stand to get a commission if you decide to enroll in
SBI's program as a result of reading this, because I believe that
you do decide that this is for you, you will likely thank me for
bringing it to your attention. (Besides that, SBI carries a money-back
guarantee that allows you to try out everything without any risk).
If you think you'd like a recession-proof income, check out SBI (opens a new window), and if you wish to ask some specific questions that I might be able to answer for you based on my experience, feel free to contact me.
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